📋 Taxes & Filing
IRS filing, 1099, W-2, deductions, and tax strategies for gig workers and side hustlers.
Instacart Taxes in Texas 2025: No State Income Tax — Here's What You Still Owe
Texas has no income tax, but Instacart shoppers still pay federal self-employment tax on every dollar. Here's the exact bill for Houston, Dallas, and Austin shoppers.
Instacart Taxes in California 2025: SDI, FTB Payments, and the Mileage Gap
California Instacart shoppers face state income tax up to 13.3% plus mandatory SDI withholding. Here's the exact bill, the FTB quarterly schedule, and why CA mileage deductions matter more than in other states.
Instacart Taxes With a Full-Time Job: Your Exact Extra Tax Bill
Adding Instacart to a W-2 job? The mileage deduction is bigger than DoorDash — home to store to customer. Here's the exact extra tax at every income level, and the W-4 trick that eliminates quarterly payments.
Upwork Taxes 2025: The Deductions Most Freelancers Miss
Upwork freelancers pay SE tax on every dollar — but Upwork's service fee, your software subscriptions, and a home office deduction can cut the bill significantly. Here's the full math.
Best Mileage Tracking Apps for Gig Workers 2025: Stride vs MileIQ vs Others
The wrong mileage app (or no app) costs DoorDash and Uber Eats drivers hundreds in missed deductions. Here's an honest comparison of the top 5 apps for gig workers in 2025.
SEP-IRA for Gig Workers: Cut Your Tax Bill While Building Retirement Savings
A SEP-IRA lets DoorDash and Uber Eats drivers contribute up to 25% of net profit tax-free. Here's exactly how much you save, the contribution limits, and how to open one in 15 minutes.
Multiple Gig Platforms Taxes: How to Handle Three 1099s at Once
DoorDash, Instacart, and Fiverr in the same year? Here's exactly how to sort your 1099s, decide how many Schedule Cs to file, and calculate SE tax across all platforms.
eBay Seller Taxes 2025: What You Owe Depends on Why You Sold
Selling personal items on eBay at a loss? Often not taxable. Running an eBay business? Schedule C. Selling sports cards or collectibles? The 28% capital gains rate you may not know about.
DoorDash Taxes Married Filing Jointly: Does Marriage Help or Hurt?
DoorDash income changes your tax picture when you're married. MFJ gives you a $30,000 standard deduction — but your spouse's income affects which bracket your delivery earnings land in.
Uber Eats Taxes First Year: What No One Told You Before You Started
First-year Uber Eats drivers face a $2,000–$4,000 tax bill they never expected. Here's the letter your second-year self wishes you'd read — with exact numbers and the mistakes to avoid.
Lyft Driver Taxes 2025: 1099s, Deductions, and What Differs From Uber
Lyft drivers can receive up to three tax documents — and many miss the 1099-NEC that covers bonuses and referrals. Here's the complete Lyft tax breakdown for 2025.
DoorDash and Uber Eats Taxes Same Year: One Schedule C or Two?
Running DoorDash and Uber Eats at the same time? You don't automatically need two Schedule Cs. Here's the exact rule, when each option makes sense, and the tax difference between them.
DoorDash Taxes for College Students: Can Your Parents Still Claim You?
DoorDash income over $400 triggers self-employment tax — even if your parents claim you as a dependent. Here's the two-threshold rule that trips up every student dasher.
Shipt Shopper Taxes 2025: Grocery Delivery Tax Guide
Shipt shoppers are independent contractors paying 15.3% self-employment tax. Here's what you owe, the mileage deduction that covers grocery stores and delivery routes, and how to file.
TaskRabbit Taxes 2025: What Taskers Owe and How to Reduce It
TaskRabbit Taskers are independent contractors who pay self-employment tax on all earnings. Here's the exact tax math, tool deductions, and what separates a $500 tax bill from a $2,000 one.
Rover Taxes 2025: Do You Owe Taxes on Dog Walking and Pet Sitting Income?
Yes, Rover income is taxable — even if it feels like a hobby. At $400+ net profit, you owe self-employment tax. Here's exactly what you owe and what you can deduct.
Turo Taxes 2025: How Car Sharing Income Is Taxed and What You Can Write Off
Turo hosts pay self-employment tax on rental income — but vehicle depreciation, insurance, and mileage create deductions most hosts don't know about. Here's the full breakdown.
Grubhub Driver Taxes 2025: What You Actually Owe and What You Can Deduct
Grubhub drivers pay SE tax on every dollar including tips and guarantees. Here's the exact tax math, what the weekly log looks like, and which deductions reduce your bill.
Uber Eats Taxes in New Jersey 2025: What NJ Drivers Owe — and Why It's Less Than NYC
New Jersey Uber Eats drivers pay state income tax at progressive rates up to 10.75% — but no city tax. Here's exactly what NJ drivers owe versus NYC, plus the multi-state question answered.
Uber Eats Taxes in Michigan 2025: Detroit Drivers and the City Tax That Surprises Everyone
Michigan's 4.25% state tax plus Detroit's 2.4% city tax means Detroit Uber Eats drivers pay nearly 7% in state and local tax. Here's the complete breakdown.
Uber Eats Taxes in North Carolina 2025: Charlotte and Raleigh Drivers
North Carolina's flat 4.5% income tax applies to Uber Eats earnings. Here's the exact math for Charlotte and Raleigh drivers, plus why the mileage pattern differs from DoorDash.
Uber Eats Taxes in Washington State 2025: Seattle Drivers and the Minimum Pay Guarantee
Washington has no income tax — but Seattle Uber Eats drivers are subject to minimum earnings rules that affect how their income is structured. Here's what it means for taxes.
Uber Eats Taxes in Arizona 2025: Phoenix Drivers and the 2.5% Flat Tax Advantage
Arizona's flat 2.5% income tax is the lowest in the continental US. Phoenix Uber Eats drivers keep more of what they earn — here's the full math plus the mileage question for desert driving.
Uber Eats Taxes in Pennsylvania 2025: Philadelphia Drivers Owe More Than State Tax
Pennsylvania's flat 3.07% state tax looks simple — but Philadelphia Uber Eats drivers owe an additional 3.75% city wage tax on top. Here's the full calculation.
Uber Eats Taxes in Ohio 2025: Columbus and Cleveland Drivers and Municipal Tax
Ohio's state income tax is just the start. Columbus, Cleveland, and Cincinnati Uber Eats drivers may owe city income tax on top — here's how to calculate what you actually owe.
Uber Eats Taxes in Georgia 2025: Atlanta Drivers With Uber Rides and Eats Combined
Georgia's flat 5.49% tax applies to all Uber income. Atlanta drivers running both Uber Eats and Uber Rides on one account need to know how combined 1099s work at tax time.
DoorDash Taxes in Virginia 2025: Northern VA Drivers and the DC Border Question
Virginia taxes DoorDash income at up to 5.75%. Northern VA drivers delivering across the DC border have a specific question — here's the answer, plus a full annual tax calendar.
DoorDash Taxes in Massachusetts 2025: Boston Drivers and the Bicycle Deduction Question
Massachusetts flat 5% income tax is simple. But Boston DoorDash drivers using bikes instead of cars face a different deduction situation — here's what you can and can't claim.
DoorDash Taxes in Tennessee 2025: Nashville Drivers, No Income Tax, and What You Actually Owe
Tennessee has no personal income tax — but federal SE tax still applies. Here's exactly what Nashville and Memphis DoorDash drivers owe, plus TN's highest-in-the-nation sales tax impact.
DoorDash Taxes in Nevada 2025: No State Income Tax, But Here's What Las Vegas Drivers Owe
Nevada has no income tax — but DoorDash drivers still owe federal SE tax (15.3%) plus income tax. Las Vegas drivers with high tips face a bigger bill than they expect.
DoorDash Taxes in Colorado 2025: Denver Drivers, TABOR Refunds, and What You Owe
Colorado's flat 4.4% income tax is simple — but Denver DoorDash drivers may qualify for a TABOR refund that cuts their state tax bill. Here's the full breakdown.
DoorDash Taxes in New Jersey 2025: What NJ Drivers Actually Owe
New Jersey's top income tax rate hits 10.75% — but most DoorDash drivers pay far less. Here's the real math, plus the NYC vs NJ question answered for border-area drivers.
DoorDash Taxes in Michigan 2025: What Detroit Drivers Owe on Top of State Tax
Michigan's flat 4.25% state tax is just the start for Detroit drivers. A separate 2.4% city income tax applies to Detroit residents — here's how it affects your DoorDash bill.
DoorDash Taxes in North Carolina 2025: Exact Numbers for Charlotte and Raleigh Drivers
North Carolina switched to a flat 4.5% income tax in 2025. Here's exactly what DoorDash drivers in NC owe — federal SE tax, state tax, and how mileage cuts your bill.
DoorDash Taxes Over $50,000: The S-Corp Question Nobody Answers Honestly
Earning $50,000+ on DoorDash? S-Corp election can save $3,000–$5,000 in SE tax — but the fine print changes everything. Here's what Form 2553 actually commits you to.
DoorDash Taxes $25,000–$50,000 in 2025: Level Up Your Tax Strategy
At $25,000–$50,000 gross DoorDash income, quarterly payments aren't enough. Here's the exact progression: SEP-IRA first, then when S-Corp actually makes sense — with real numbers.
DoorDash Taxes $10,000–$25,000 in 2025: Why Your Refund Disappeared
First year adding DoorDash to a W-2 job? Your expected refund just became a tax bill. Here's exactly what happened, what you owe, and how to fix it before next April.
DoorDash Taxes Under $10,000 in 2025: The Mileage Log That Saves $300
Low-income DoorDash drivers think they don't need to track expenses because they won't owe income tax anyway. That's the mistake. Here's what the standard deduction doesn't cover — and why mileage still matters at $4,000.
Uber Eats Taxes in Illinois 2025: The Chicago Driver's Tax Prescription
Chicago Uber Eats drivers deal with Illinois's flat 4.95% tax, Divvy bike deductions, and SEP-IRA strategies most drivers overlook. Here's the complete tax Rx for 2025.
Uber Eats Taxes in New York 2025: Car Driver vs E-Bike Rider
NYC Uber Eats drivers split into two worlds: car drivers with TLC licenses and mileage deductions, and e-bike riders with depreciation and repair costs. Both owe NYC city tax. Here's both tax logs.
Uber Eats Taxes in Florida 2025: A Tax Tour of Miami, Orlando, and Tampa
Florida has no income tax — but Miami tourist tips, Orlando event surges, and the Reemployment Tax question all affect what Uber Eats drivers actually owe. A city-by-city breakdown.
Uber Eats Taxes in Texas 2025: Two Numbers, One Correct Answer
Texas Uber Eats drivers get a Tax Summary and a 1099-NEC — and they're almost never the same amount. Here's which number to report, why they differ, and what Texas drivers actually owe.
Uber Eats Taxes in California 2025: Three Documents, Two That Matter
California Uber Eats drivers get a 1099-NEC, Uber Pro Card cashback, and sometimes a Prop 22 earnings supplement. Here's which ones are taxable — and California's unusual quarterly schedule.
DoorDash Taxes in Washington State 2025: Does WA Actually Tax Your Income?
Washington has no income tax — but it added a Capital Gains Tax and has a B&O Tax. Do either apply to DoorDash drivers? Here's the full investigation, with exact numbers.
DoorDash Taxes in Pennsylvania 2025: The Philadelphia Column Nobody Checks
Pennsylvania DoorDash drivers pay 3.07% state tax — but Philadelphia residents add 3.75% city wage tax on top. Most drivers never see the second bill coming. Here's the full picture.
DoorDash Taxes in Arizona 2025: The 2.5% Flat Tax Doesn't Mean What You Think
Arizona has the lowest flat income tax in the country at 2.5% — but Phoenix DoorDash drivers still owe $2,500–$4,000 total. Here's where the rest comes from.
DoorDash Taxes in Ohio 2025: The Hidden City Tax Most Drivers Miss
Ohio DoorDash drivers pay state income tax AND a separate municipal tax — and most never file it. Columbus, Cleveland, Cincinnati: here's what each city charges and how to file.
DoorDash Taxes in Georgia 2025: The Tax Rate That Drops Every Year
Georgia switched to a flat income tax in 2024 — and it automatically drops each year. Most GA DoorDash drivers are still calculating with the wrong rate. Here's what you actually owe in 2025.
DoorDash Taxes in Illinois 2025: The Flat Tax Trap Chicago Drivers Miss
Illinois has a flat 4.95% income tax — simple, right? Chicago DoorDash drivers also pay city tax, and most miss the SEP-IRA strategy that eliminates Illinois tax twice. Here's the full picture.
DoorDash Taxes in New York 2025: 4 Mistakes That Cost NYC Drivers $3,000+
New York DoorDash drivers pay state tax AND NYC city tax — plus most miss the congestion pricing deduction. Here's what these mistakes actually cost, and how to fix them.
DoorDash Taxes in Florida 2025: 4 Things Drivers Get Wrong
Florida has no state income tax — but DoorDash drivers still owe federal taxes on every dollar, including tips. Here's what Florida drivers actually owe in 2025.
DoorDash Taxes in California 2025: What Drivers Actually Owe
California DoorDash drivers owe state tax on top of federal — but the CA quarterly payment schedule is completely different from federal. Here's what most drivers miss.
Gig Worker Tax Deductions 2025: The Complete List
Every deduction gig workers can claim in 2025 — mileage, home office, phone, health insurance, SEP-IRA, and more. With real dollar amounts so you know what each one is actually worth.
Poshmark Taxes 2025: Do You Owe? What $400, $600, and $2,500 Actually Mean
Selling on Poshmark in 2025? Whether you owe taxes depends on profit, not what Poshmark reports. Here's the personal sale vs business distinction, 1099-K threshold, and what to file.
DoorDash Taxes in Texas 2025: No State Tax, But Here's What You Owe
Texas has no state income tax — but DoorDash drivers still owe federal self-employment tax (15.3%) plus federal income tax. Here's what you actually pay and how to calculate it.
Home Office Deduction for Gig Workers: Who Qualifies and How to Claim
The home office deduction can cut $500–$1,500 from your taxable income. Here's the exclusive use rule, simplified vs regular method, and how to claim it on Schedule C.
Fiverr Taxes 2025: What Freelancers Actually Owe (And Why Most Overpay)
Most Fiverr sellers report the wrong income number and overpay by hundreds. Here's the Fiverr fee deduction most people miss, plus SE tax, quarterly payments, and how to file.
Amazon Flex Taxes 2025: Deductions and How to File
Amazon Flex pays you as an independent contractor. Here's exactly what you owe in SE tax and income tax, every deduction available, and how to file your Schedule C correctly.
Etsy Taxes Under $600: Do You Still Have to Report?
Not receiving a 1099 from Etsy doesn't mean you're off the hook. Here's the real threshold for owing taxes on Etsy sales under $600 — and when you genuinely owe nothing.
DoorDash Mileage Deduction 2025: Standard Rate vs Actual Expenses
DoorDash's built-in mileage tracker undercounts by 20–30%. Here's how to track correctly, whether standard rate or actual expenses saves you more, and why your first-year choice locks you in.
Airbnb 14-Day Rule: When You Don't Have to Report Rental Income
Rent your home for 14 days or fewer and the income is completely tax-free — no reporting required. Here's exactly how the rule works, how to count days, and when it stops applying.
Instacart Taxes 2025: Full-Service vs In-Store and What You Owe
Instacart shoppers get different tax forms depending on their role. Full-service shoppers owe SE tax. In-store shoppers don't. Here's the exact math and every deduction.
Etsy Seller Taxes 2025: Hobby vs Business, 1099-K, and What You Owe
Made money on Etsy in 2025? Here's whether you're a hobby or business, what the 1099-K threshold change means, how COGS works, and exactly what you owe.
What Is Schedule C? A Plain-English Guide for Gig Workers
Schedule C is the form where gig workers report self-employment income and deductions. Here's exactly what each section means, what goes where, and how to fill it out.
Airbnb Taxes 2025: Schedule E, Schedule C, and the 14-Day Rule
Airbnb taxes depend on how many days you rent and what services you provide. Here's the 14-day rule, Schedule E vs C, depreciation, and exactly what you owe in 2025.
W-2 and 1099 in the Same Year: How It Affects Your Taxes
Having both W-2 and 1099 income changes your tax bracket, triggers SE tax on gig income, and requires extra forms. Here's exactly how to handle every combination.
DoorDash Taxes With a Full-Time Job: What You'll Owe in 2025
W-2 income pushes your DoorDash earnings into a higher tax bracket. Here's the exact math for your salary level — plus whether to pay quarterly or adjust your withholding.
Standard Mileage Rate 2025 vs 2026: Delivery Driver Deduction Guide
The 2025 mileage rate is $0.70/mile. The 2026 rate just increased to $0.725/mile. Here's exactly what qualifies, how to track it, and whether standard beats actual expenses.
Quarterly Estimated Taxes for Gig Workers: How Much and When
Gig workers who skip quarterly taxes face a penalty on top of their bill. Here's exactly how to calculate what you owe, when to pay, and how to actually send the money.
Uber Driver Taxes 2025: What You Owe and How to File
Uber drivers pay self-employment tax plus income tax on both rides and Uber Eats income. Here's the exact math, every deduction, and how to file correctly.
DoorDash Taxes 2025: How Much You Owe and How to File
DoorDash doesn't withhold taxes. Learn exactly how much you owe in 2025 — SE tax, income tax, deductions, and quarterly payments — with real numbers.
Self-Employment Tax 2025: What It Is and How to Calculate It
Self-employment tax is 15.3% — but most gig workers don't know how it's calculated or how to reduce it. Here's the exact math with real examples.